General guidelines on payment clearance:
Cash-in at bank counter
Immediate
Local Cheque at same or different bank (counter or machine)
Bank-in morning - 1 day
Bank-in afternoon - 2 days
Outstation Cheque (meaning issued cheque and bank-in account is not from same state)
Bank-in morning - 2 day
Bank-in afternoon - 2-3 days
Online transfer different bank (GIRO)
2 days
Online transfer third party account (same bank)
Immediate
Notes:
1. Days listed above must be counted as working days (which does not include Saturday and Sunday currently)
2. Morning = bank opening hour till 2pm3. Afternoon = after 2pm
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